J&K&L HC: Undenied Pleadings are Deemed Admitted by Implication under the CPC  ||  Kerala HC: Transfer Order Pending Disciplinary Proceedings Cannot be Disguised as Punishment  ||  Allahabad HC: GST, Incentives, 0r Festival Advances Cannot be Deducted From Employee’s Retiral Dues  ||  SC: Absconding Accused Cannot Claim Anticipatory Bail Solely Because a Co-Accused Was Acquitted  ||  Supreme Court: District Cricket Bodies Must Adopt Good Governance Voluntarily, Not Follow BCCI Rules  ||  Supreme Court: Post-Award Property Purchasers Cannot Resist Execution of an Arbitral Award  ||  SC: Telecom Spectrum is a Community Resource and its Ownership Cannot be Decided under the IBC  ||  SC: Police Failure to Invoke IPC Provisions Led to Contractor’s Acquittal in Cement Stockpiling Case  ||  SC: Bank’s Internal Classification of Debt as NPA Does Not Determine Limitation under the IBC  ||  Bombay HC: Clarifies Procedure for Executing Foreign Decrees    

Baby Apoorva Rai v. New India Assurance Co. Ltd. and Ors. - (National Consumer Disputes Redressal Commission) (03 Sep 2015)

Insurer not liable to pay upon death while intoxicated if excluded in insurance policy

MANU/CF/0649/2015

Insurance

In a case where the insurer denied payout on the death of the insured by drowning while under the influence of alcohol, the NCDRC dismissed the complaint of his family members. It relied on various international blood-alcohol limits within which it was permissible to drive a vehicle, and on public medical journals and opinion in determining that the deceased had consumed sufficient alcohol to render him inebriated. It added that the insurance policy excluded an obligation to compensate for the death of the deceased if alcohol was present in the deceased's blood at the time of death, irrespective of a nexus between intoxication and death.

Relevant : Life Insurance Corporation of India and Anr. vs. Smt. Ranjit Kaur MANU/CF/0194/2011

Tags : LIFE INSURANCE   DEATH   INTOXICATION  

Share :        

Disclaimer | Copyright 2026 - All Rights Reserved