RBI releases framework for geo-tagging of payment system touch points - (25 Mar 2022)
Banking
RBI releases geo-tagging of payment system touch points. In recent years, the payments ecosystem in India has witnessed rapid developments with a bouquet of payment systems, platforms, products and services available for consumers. Reserve Bank of India is focused on deepening of digital payments and providing inclusive access to all citizens of the country, irrespective of their location or digital literacy. To ensure the same, it is imperative that a robust payment acceptance infrastructure with multiple types of touch points exists across the length and breadth of the country and is available and accessible at all times.
Geo-tagging refers to capturing the geographical co-ordinates (latitude and longitude) of payment touch points deployed by merchants to receive payments from their customers. Geo-tagging has various benefits, such as, provide insights on regional penetration of digital payments; monitor infrastructure density across different locations; identify scope for deploying additional payment touch points; facilitate focused digital literacy programmes. Policy interventions for realising the above benefits will be facilitated by the information thus collected.
Banks / Non-bank PSOs shall be solely responsible for ensuring data pertaining to payment touch points deployed and the merchants acquired / on-boarded by them is up to date and accurate. Banks / Non-bank PSOs shall put in place necessary measures at their end to ensure timely capture and reporting of required information to the RBI. All banks / Non-bank PSOs shall maintain a registry with accurate location of all payment touch points across the country.
Tags : GEO-TAGGING PAYMENT SYSTEM RELEASE
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