Maintenance of Escrow Account with a Scheduled Commercial Bank- (Reserve Bank of India) (17 Nov 2020)
MANU/RMIC/0157/2020
Banking
1. A reference is invited to the instructions issued by Reserve Bank of India vide (a) DPSS.CO.PD.No.1164/02.14.006/2017-18 dated October 11, 2017 (updated as on February 28, 2020) on 'Issuance and Operation of Prepaid Payment Instruments (PPIs)'; and (b) DPSS.CO.PD.No.1810/02.14.008/2019-20 dated March 17, 2020 on 'Regulation of Payment Aggregators (PAs) and Payment Gateways (PGs)'.
2. An authorised PPI Issuer or a PA is required to maintain an escrow account with a scheduled commercial bank on an ongoing basis. With a view to diversify risk and address business continuity concerns, it has been decided to allow one additional escrow account in a different scheduled commercial bank. The relevant instructions are being modified as per Annex 1 and 2 to this circular.
3. These directions are issued under Secti
on 18 read with Section 10(2) of the Payment and Settlement Systems Act, 2007.
Tags : MAINTENANCE ESCROW ACCOUNT SCHEDULED COMMERCIAL BANK
Share :
|