Search Results for Tag : Insurance Policy

Judgments

Illness of encephalitis malaria through a mosquito bite cannot be considered as an accident(26.03.2019)

The present appeal raises an interesting question of law. The Court is tasked with determining whether a death due to malaria occasioned by a mosquito.....

Tags : Insurance policy, Accident, Mosquito bite

While construing a contract of insurance, it is not permissible for a Court to substitute the terms of the contract(24.04.2020)

The present appeals arise from a judgment of the National Commission which in first appeal upheld the judgment of the State Commission. The SCDRC held.....

Tags : Insurance policy, Terms, Interpretation, Legality

Lapsed insurance policies remain tradeable and assignable(29.12.2015)

The Supreme Court permitted transfer and assignment of lapsed insurance policies that came into effect prior to 2015. LIC Circulars that prohibited re.....

Tags : Insurance policy, lapse, transfer, registration

It is not permissible to rewrite the contract while interpreting the terms of the Insurance Policy(29.10.2021)

In facts of present case, Pradeep Kumar, the husband of the Respondent (original complainant) had taken/purchased a life insurance policy under the Je.....

Tags : Terms, Insurance policy, Revival

International Cases

Insured persons are under a duty to act in good faith in their dealings with insurers(14.06.2023)

The issue before the Supreme Court was whether Discovery Limited (Discovery) was entitled to terminate the insurance policy with retrospective effect .....

Tags : Insurance policy, Refund, Moneys

News

INSURANCE - SC: Disease Caused due to Insect Bite in the Natural Course of Events Not Covered Under 'Accident'(27.03.2019)

Supreme Court has observed that where a disease is caused or transmitted by insect bite/virus in the natural course of events, it would not be covered.....

Tags : Supreme Court, ‘accident’ insurance policy

If Exclusion Terms of Policy Not Told to Insured, Insurer can’t Repudiate Claim on its Basis: SC(22.04.2019)

Supreme Court has held that if the terms of exclusion of policy are not communicated to the insured, the insurer cannot rely on them to repudiate a cl.....

Tags : Supreme Court, Insurance Policy, Exclusion Terms of Policy

Ker. HC: No Power on Insurance Ombudsman to Dictate Terms of Insurance Policy Renewal(03.07.2024)

Ker HC has held that nowhere in Insurance Ombudsman Rules, 2017 it is stated that Insurance Ombudsman has power to issue directions to insurer to issu.....

Tags : Kerala High Court, Insurance Ombudsman Rules, Insurance Policy Renewal

Cal HC: Invalid DL on Date of Accident Constitutes Violation of T&C of Insurance Policy(28.11.2024)

Cal. HC has held that when the driving licence of driver is not valid on the date of accident, it constitutes a violation of the terms and conditions .....

Tags : Calcutta High Court, Driving Licence, Insurance Policy

Delhi HC Approves Insurance Policy to Implement CM Advocates Welfare Scheme(08.10.2020)

Delhi High Court has approved the insurance policy decided by the Delhi Government, with the assistance of the Bar Council of Delhi, to implement the .....

Tags : Delhi High Court, Insurance Policy to Implement CM Advocates Welfare Scheme

Calcutta HC: Insurance Company Must Not Withhold Claim Once Liability is Established(22.05.2025)

Calcutta High Court has observed that the claim amount must not be withheld by Insurance Company once there is establishment of liability or quantum o.....

Tags : Calcutta High Court, Insurance Company, Insurance Policy

SC: Not Permissible to Rewrite Contract While Interpreting Terms of Insurance Policy(01.11.2021)

Supreme Court observed that it is not permissible to rewrite the contract while interpreting the terms of the Insurance Policy. The Court has said tha.....

Tags : Supreme Court, Terms of Insurance Policy

SC: Insurance Policy to be Effective from the Date of Issuance(08.01.2024)

Supreme Court while observing that the date of proposal cannot be treated as the date of policy unless there is an initial deposit, has held that the .....

Tags : Supreme Court, Insurance Policy, Date of Issuance

MP High Court: Allowing Minor to Drive Without Valid License Constitutes Breach of Insurance Policy(14.11.2025)

Madhya Pradesh High Court held that permitting a minor to drive without a valid license constitutes a fundamental breach of the insurance policy. The .....

Tags : Minor, Drive, Insurance Policy

Notifications & Circulars

Measures towards developing Surety Insurance Bonds market(16.05.2023)

Surety Bonds are a type of insurance policy protecting parties involved in a transaction or contract from potential financial losses due to a breach o.....

Tags : Measures, Surety Bonds, Insurance policy