Joining the Account Aggregator Ecosystem as Financial Information User- (Reserve Bank of India) (26 Oct 2023)
MANU/RMIC/0111/2023
Banking
1. This is with reference to the Master Direction - Non-Banking Financial Company - Account Aggregator (Reserve Bank) Directions, 2016.
2. It has been observed that certain entities, which are eligible to join Account Aggregator (AA) ecosystem as Financial Information Provider (FIP), have on boarded as Financial Information User (FI-U) only. Consequently, such entities are accessing financial information from other FIPs but are not providing the financial information held by them. As such, with a view to ensure efficient and optimum utilisation of the AA ecosystem, it has been decided that regulated entities of the Bank joining the AA ecosystem as FI- U shall necessarily join as FIP also, if they hold the specified financial information and fall under the definition of FIP.
3. The Master Direction - Non-Banking Financial Company - Account Aggregator (Reserve Bank) Directions, 2016, is being modified accordingly.
Tags : ACCOUNT AGGREGATOR FIU MASTER DIRECTION
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