Lending and Deposit Rates of Scheduled Commercial Banks - September 2023- (Reserve Bank of India) (28 Sep 2023)
MANU/RPRL/0584/2023
Banking
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of September 2023.
Highlights:
Lending Rates:
• The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 3 basis points (bps) from 9.44 per cent in July 2023 to 9.47 per cent in August 2023.
• The WALR on outstanding rupee loans of SCBs remained unchanged at 9.84 per cent in August 2023 compared to the previous month.
• 1-Year median Marginal Cost of Fund based Lending Rate (MCLR) of SCBs increased from 8.60 per cent in August 2023 to 8.70 per cent in September 2023.
• The share of External Benchmark based Lending Rate (EBLR) linked loans in total outstanding floating rate rupee loans of SCBs was 50.2 per cent at end-June 2023 while that of MCLR linked loans was 44.8 per cent.
Deposit Rates:
• The weighted average domestic term deposit rate (WADTDR) on fresh rupee term deposits of SCBs increased by 1 bp from 6.35 per cent in July 2023 to 6.36 per cent in August 2023.
• The weighted average domestic term deposit rate (WADTDR) on outstanding rupee term deposits of SCBs increased by 6 bps from 6.54 per cent in July 2023 to 6.60 per cent in August 2023.1
Lending and Deposit Rates of Scheduled Commercial Banks - September 2023 - 28.09.2023 - Reserve Bank of India : MANU/RPRL/0584/2023
Tags : SCHEDULED COMMERCIAL BANKS LENDING RATES DEPOSIT RATES
Share :
|