Pradhan Mantri Fasal Bima Yojana- (Reserve Bank of India) (17 Mar 2016)
MANU/RMIC/0039/2016
Banking
The Central government approved the Pradhan Mantri Fasal Bima Yojana, which will replace the existing National Agricultural Insurance Scheme and Modified National Agricultural Insurance Scheme from Kharif 2016. PMFBY will be available to farmers at low rates of premium. It will provide insurance cover for all stages of the crop cycle including post-harvest risks in specified instances.
The Reserve Bank of India issued operational guidelines for banks, particularly those in rural areas, to help increased coverage under the scheme. These include specified seasonality discipline for acceptance of proposals or premium, remittance of premium along with consolidated proposals to the concerned Implementing Insurance Companies, uploading of requisite details of insured farmers on Crop Insurance Portal and credit of claim amount in the accounts of the farmers for effective implementation of the schemes. RBI also called for the creation of an integrated IT platform to capture all relevant data to prevent duplication of land details, crops sown and preventing multiple insurance coverage against the same account.
Tags : AGRICULTURAL INSURANCE PMFBY DUPLICATE ACCOUNTS
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