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Lending and Deposit Rates of Scheduled Commercial Banks - January 2023- (Reserve Bank of India) (31 Jan 2023)

MANU/RPRL/0067/2023

Banking

Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of January 2023.

Highlights:

Lending Rates:

• The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 02 basis points (bps) from 8.86 per cent in November 2022 to 8.88 per cent in December 2022.

• The WALR on outstanding rupee loans of SCBs increased by 10 bps from 9.42 per cent in November 2022 to 9.52 per cent in December 2022.

• 1-Year median Marginal Cost of Fund based Lending Rate (MCLR) of SCBs increased from 8.21 per cent in December 2022 to 8.35 per cent in January 2023.

Deposit Rates:

• The weighted average domestic term deposit rate (WADTDR) on outstanding rupee term deposits of SCBs increased by 16 bps from 5.62 per cent in November 2022 to 5.78 per cent in December 2022.

Tags : LENDING   DEPOSIT RATES   COMMERCIAL BANKS  

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