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<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head> </head>  <body> <div style="font-family:Verdana, Geneva, sans-serif; font-size:12px; text-align:justify"> <table width="800" border="0" style="border:1px solid #ccc;padding:5px;" align="center" cellpadding="6" cellspacing="0">  <tr>   <td align="left" valign="top">   <br />   National Consumer Disputes Redressal Commission <br /><br /> Medical examination of insuree is responsibility of insurance company<br /><br /> MANU/CF/0556/2015 - (28 Jul 2015)<br /><br />  </td>  </tr>    <tr>   <td align="left" valign="top">New India Assurance Co. Ltd. v. Suresh Garg</td>  </tr>    <tr>   <td align="left" valign="top" style="background-color:#FDEDCE"><strong>On a failure to conduct a medical examination of an insuree-applicant by the insurance company, the fault lies on the part of the insurance company. It cannot rely on the contention that the insuree had concealed the material facts regarding his health. In a case where the company's cardiologist had not filled a proposal form, the NCDRC held negligence lay with the company.</strong></td>  </tr>  <tr>   <td align="left" valign="top" ><strong>Relevant : Mrs. Rubi (Chandra) Dutta Vs. M/s. United India Insurance Co. Ltd. <manuid>MANU/SC/0409/2011</manuid></strong></td>  </tr>   <tr>   <td align="left" valign="top" ><strong>Tags : medical, insurance, concealment of fact</strong></td>  </tr> <tr>   <td align="left" valign="top">&nbsp;</td>  </tr>  <tr>      <td align="left" valign="top"><strong>Source : newsroom.manupatra.com</strong></td>  </tr> <tr>   <td align="left" valign="top">&nbsp;</td>  </tr>  <tr>   <td align="left" valign="top">Regards</td>  </tr>  <tr>   <td align="left" valign="top">Team Manupatra</td>  </tr>  <tr>   <td align="left" valign="top">&nbsp;</td>  </tr>   </table> </div> </body> </html>